Buyers & Sellers
Buying Your Dream Property...

Confidential Pre-Approved Mortgage

Obtain the Best Rates

Now that you are ready to purchase a property, it makes sense to negotiate from the strongest position possible. Sellers are very selective with the final buyer they choose to negotiate a successful sale; especially when there are multiple offers. Thus, as a serious buyer, there are certain things you can do to ensure that your offer has the advantage and not the costly disadvantage.

Speak with your banker, mortgage broker. They should be able to answer all your question regarding interest rates, down payment, financing, etc. They will tell us exactly what you can afford to purchase and what you can use for a down payment. At the same time, you need to ask them for a pre-approved mortgage, a Certificate of Financial Approval (a certificate showing the maximum mortgage amount and interest rate & their commitment to you for a 60, 90 days or 6 months). This process is extremely important and is required for arranging viewing appointments.

Find out how much your maximum mortgage: click My Maximum Mortgage

Take advantage of Pre-Approval by simply completing the attached confidential mortgage application. We will locate the absolute best mortgage rate and process your application without any cost or obligation. The information you provide here will NOT be passed to any third party or used to send unsolicited email, or stored in a database. Click Privacy.

Confidential Mortgage Pre-Approval

Borrower Information:

Borrower (Full Name):*
Date of Birth:	(ex. dd/mm/yyyy)
Soc. Insurance #:
Evening Phone #:*
Daytime Phone #:*
Present Address:*
City:*
State/Province:
Zip Code/Postal Code:
E-mail Address*
Years at Present Address:		Rent $	/month
	or	Mortgage $	/month

Previous Address:
City:
State/Province:
Zip Code/Postal Code:

Marital Status:	Married Separated Unmarried (including single, divorced, or widowed)

Occupation: (Position & Title)
# of years:
Place of Employment: (Name & Address)
Previous Employer: (Name & Address)

Co-Borrower Information:

Co-Borrower (Full Name):
Date of Birth:	(ex. dd/mm/yyyy)
Soc. Insurance #:
Evening Phone #:
Daytime Phone #:
If same as borrowers address
Present Address:
City:
State/Province:
Zip Code/Postal Code:
E-mail Address
Years at Present Address:		Rent $	/month
	or	Mortgage $	/month

If same as borrowers address
Previous Address:
City:
State/Province:
Zip Code/Postal Code:

Marital Status:	Married Separated Unmarried (including single, divorced, or widowed)

Occupation: (Position & Title)
# of years:
Place of Employment: (Name & Address)
Previous Employer: (Name & Address)

Gross Annual Income:

	Borrower	Co-Borrower
Self-Employed ?	Yes No	Yes No
Base Salary:	$	$
Overtime:	$	$
Bonuses:	$	$
Commissions:	$	$
Dividends:	$	$
Net Rental Income:	$	$
Other:	$	$

Total:	$	$

Do You Intend To Occupy This Property ? Yes No
Number of Children:
Ages:
Other Dependents:

Assets:

Checking:	$	Bank:
	$	Bank:
Savings:	$	Bank:
	$	Bank:
Credit Union:	$	Bank:
Stocks:	$
Bonds:	$
Life Insurance:	$

Present Residence (If Owned):
Market Value:	$
Mortgage Value:	$
Lender:

Other Assets (Specify):

Liabilities:

(List outstanding obligations including auto loans, mortgage payments, credit cards,
personal loans, and all other loans.)

Type	Creditor's Name	Unpaid Balance	Due Date	Monthly Payment
		$		$
		$		$
		$		$
	Total:	$		$

Additional Monthly Obligations:
Alimony:		$
Child Support:		$
Child Care:		$

Are There Any Judgments or Lawsuits Present?

Yes No

If Yes, What is the Amount?

Is Any Part of the Down Payment or Settlement Costs
Being Obtained From a Source Other Than From Assets
Listed Above?

Yes No

I hereby give my consent to have my credit report secured
from any credit reporting agency which you designate.

Yes No

* Required field.

Thank you for enlisting Wendel's professional services.

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Why is this Valuable Information Free?

We endeavour to ensure accuracy of the information; however, it is not guaranteed. **Promotions: subject to certain limitations, change without notice and market conditions applied; not intended to solicit Buyers or Sellers currently under representation agreement with another brokerage.
Wendel is a proud and up-standing member of:
Wendel J. Bonair, BROKER Managing Mentor-Rainmaker Program Email: wendel@ournegotiator.com Direct: (416) 690-6363 Fax: (416) 690-8259	HomeLife/Cimerman Real Estate Ltd., Brokerage Independently Owned and Operated 2201 Danforth Avenue Toronto, Ontario M4C 1K4 Phone: (416) 690-6363
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